Why Your Commercial Building Needs Fire Insurance
Insurance can help you pay for fire restoration and cleanup services
As a commercial property owner in New Hope, TX, you likely do everything you can to protect your building. Unfortunately, emergencies such as fires can still happen. That is why you should purchase fire insurance for the premises.
Understanding the Dangers
Fires are actually one of the most common causes of damage to buildings. In 2017 alone, nearly 500,000 structure fires occurred in America. While most of these fires took place in homes, 28% of the blazes occurred in public, commercial or institutional buildings.
Fire is particularly destructive because it can cause harm in several ways. Fires produce all of the following, each of which can damage buildings:
It is not just the fire itself that destroys property, either. The foams, powders and water used to suppress a fire can damage your building as well.
Insurance can help you pay for the cost of repairs caused by the fire itself and the fire suppression materials. Without proper fire insurance, you might have to pay for the cost of fire and smoke cleanup on your own. If your business does not have enough financial resources to cover this expense, your company may have to shut down entirely.
Luckily, it is relatively easy to get this type of insurance. Since the 1980s, most insurers have offered commercial property policies that cover a variety of perils, including fires. Keep in mind, however, that vehicles, aircraft, and land are typically not included in property policies. Damage from earthquakes and floods is often excluded as well.
Of course, any insurance is useless if it is not properly maintained. Make sure to review your fire insurance policy each year for accuracy. Any new buildings or addresses should be added accordingly.
You may also want to implement a fire prevention plan for your employees. Your insurer might even offer a discount if you implement a mitigation strategy.
Insurance can help you pay for fire restoration and cleanup services. Proper coverage can thus increase the odds of your company surviving a major disaster.
Four Important Tips to Improve the Safety of Your Building
Important Tips From The ICC (International Code Council)
The general public may not be aware how codes and code officials "improve and protect the buildings we operate in" But these tips can help educate and improve the awareness and better prepare to deal with safety and mitigation.
1. If you live in a high wind or hurricane prone area and do not have tested and code-approved shutters for protection from wind-borne debris, consider temporarily protecting your doors and windows by mounting exterior grade, 7/16'' minimum thickness plywood and fastening it into place. Visit www.flash.org for detailed instructions on how to use plywood for emergency board-up.
2. Consider building or retrofitting to create a tornado-safe room in your building. Follow ICC/NSSA 500 Standard for detailed construction information and to ensure you achieve the highest level of protection for your family.
3. In wildfire prone areas, remove fine (dead grass, leaves, etc.) and coarse fuels(dead twigs, branches, etc.) within 30 feet of a building to create a survivable space in case of wildfire. Be sure to remove dry leaf and pine litter from roofs, rain gutters, decks and walkways. Follow ICC"s International Wildland-Urban Interface Code for detailed requirements.
4. Flooded roads could have significant damage hidden by floodwaters or on flooded roads. Do not attempt to cross a flowing stream. It takes only six inches of fast flowing water to sweep you off your feet and two feet of water to move an SUV-sized vehicle.
For more information, please visit us at http://www.SERVPROtyler.com/.
How To Find Hidden Mold
How To Find Hidden Mold
Water damage caused by plumbing or roof leak can cause mold to grow in places that are difficult to detect. If a mold smell is evident at a commercial property in Tyler, TX there is a good chance that fungus is growing. Building owners or managers should hire professionals to provide testing and remediation services.
Rely on Professionals
It is not a good idea for a non-professional to search for hidden mold on the basis of a fungus smell. Property owners and managers should rely on indoor environmental professionals for mold testing. It is necessary to determine several important factors:
- Moisture sources
- Type of mold
- Extent of contamination
Different types of experts can identify the type of mold and severity of an infestation, locate and remediate growth. A few measures are necessary to eliminate mold in a building.
Identification and Location
The areas of a structure with a mold smell or mildew smell can give building owners and managers a general sense of where mold might be growing. An indoor environmental professional can perform precise mold testing and interpret results including the types of mold present and the concentration of spores, microbial volatile organic compounds and mycotoxins. Water damage specialists can use thermal cameras to detect the sources of moisture responsible for mold growth.
Cleanup and Remediation
Certified remediation professionals are trained in mold cleanup methods. A damage mitigation and restoration company that specializes in mold will also have access to personal protective equipment and cleaning supplies that are necessary to stop growth and prevent fungus from returning.
A mold smell may become evident as soon as mold starts to grow. This can occur within 24 to 72 hours after water damage at a building in Tyler, TX. The property owner or manager should arrange for mold testing and cleanup as soon as possible to limit the severity of contamination.
Furnace Maintenance Tips
Furnace maintenance in a Whitehouse, TX home
You rely on the heating system in your Whitehouse, TX, home to keep you warm and cozy throughout the long cold months. Like with any system, maintenance is necessary to ensure it works properly and efficiently. It also helps ensure that you can enjoy a warm house instead of having to worry about fire cleaning and smoke cleaning in the utility room and throughout the house.
While it can be easy to forget about the furnace, it is just as easy to keep optimized without too much effort. Below are a few tips to enjoy a warm home when the temperature outside dips.
Inspect air filters once a month. Dirty filters can limit how it functions, as well as provide fuel for a potential fire. It is best to replace them at least four times a year, but more frequently may be necessary depending on the situation.
Ensure that CO detectors are working. A leak can create a serious safety hazard.
Let it breathe. Keep registers clear and open. Do not set furniture over them. That can impact the system’s efficiency.
Before it’s time for the cold season to begin, verify that the pilot light burns a blue color. If it doesn’t come on or is a different color, have it professionally inspected.
The area around the furnace should be clear of furniture and other items. This makes it easier to access and limits the potential for having to call for fire cleaning help.
To maximize your system, it is a good idea to have an annual inspection. HVAC professionals will do a thorough inspection, as well as needed maintenance, to ensure it is working at its best. Doing so reduces the chances of breakdowns and the need for a fire and smoke damage restoration specialist if a damaged unit causes a fire.
When cold weather hits, peace of mind that you will stay warm is worth a little time and money spent maintaining the system instead of spending it on fire cleaning services.
Business Opportunity With an Industry Leader
As a locally owned company, it responds Faster to Any Size Disaster
Business Opportunity With an Industry Leader
For those looking for a business opportunity in Bullard, TX, a SERVPRO franchise offers a business model that has been recognized throughout the country. In fact, the disaster recovery and restoration company have kept the top spot in its field for nine years running, according to one prestigious ranking. The company responds to the following disasters that strike businesses and residents:
- Mold problems
- Water Damage
- Soot and smoke damage
- Sewage backups
As a locally owned company, it responds Faster to Any Size Disaster. It provides help in the form of highly-trained workers, advanced equipment, and state-of-the-art technology. The company is a trusted name in the cleaning and restoration industry.
The SERVPRO franchise name has been around since 1967. There are more than 1,600 franchises located throughout the US. and Canada. The businesses are locally owned and operated, and they hire certified workers and technicians. The business model for each franchise is guided by the principles of expertise, quality customer service, fast response, knowledge, and professionalism. In addition to clean up and restoration efforts after fire and water damage, the company is a preferred vendor for many large insurance companies. Each franchise has the ability to tap into the resources of the corporate structure to receive assistance and guidance in training and hiring the best employees.
Because it performs a valuable service that never goes out of style, a SERVPRO franchise is likely always to be in demand. Unfortunately, fires and floods will always happen, and people will always need help in the recovery process. The company is often on the lookout for smart, motivated workers to join its team. Opportunities can be found in many communities throughout the country. Entrepreneurs who wish to become part of a reputable company with a strong brand image can also find openings. It is a great way to help people when they need it most.
What You Should Know About Category 3 Water Cleanup
Category 3 water may arise from rivers, streams, or oceans
What You Should Know About Category 3 Water Cleanup
Not all water is the same. In fact, some are just outright disgusting. Blackwater, the third category of impact, is one form that you simply don't want to have anything to do with. It's a filthy mess, full of microbes that love to invade your home, taking up residence in anything porous. Residents in Troup, TX, should be aware of what it is and why it needs immediate attention.
1. It's Heavy in Bacteria
This liquid arrives in your space via an outside source. It's considered black, dirty, because it's contaminated from other places, picking up bacterial and fungal spores as it makes its way into your home. Therefore, this category may arise from rivers, streams, or oceans. This is common during a flash flood or severe weather system such as a hurricane where the water rises quickly. In addition, sewage cleanup also appears in this category. If the line backs up from outside or inside, you could see an overflow from a toilet or a pipe backup. All of these situations prove problematic, leaving you with a house full of growth.
2. It Is a Breeding Ground for Mold
Left alone, your space would not only begin to smell from lingering fluid, but the black water microbes find locations to reproduce. Breeding within 24 to 48 hours, homeowners don't have much time to waste. Very quickly a contamination can move to various spaces via the air ducts. Contact a water restoration company that can assist in establishing a border using negative air chambers, thus stopping the spread.
3. It Requires Drying and Extraction
Products such as bleach and vinegar are often used for cleaning; however, they aren't enough for category 3 flooding. These cleaners don't penetrate the objects. The best method is to dry up the impacted rooms and remove anything saturated. During this stage, the carpets, baseboards, and even drywall are torn out.
Don't mess with black water. When exposure occurs, seek aid from professionals, and be prepared to get rid of polluted items.
6 Steps to Preserve Wood Floors from Water Damage
Testing meters are available that display moisture levels
Steps To Help Prevent Long-Term Damage
Wood flooring can bring a pleasing aesthetic to your Tyler, TX, business. While durable and long-lasting, it does have a weak point: water. If your business experiences a pipe burst, the wood floor will rapidly begin to absorb the water. If left unchecked, it can quickly lead to staining, cupping, buckling, and cracking, which could mean costly repairs. Below are steps to help prevent long-term damage.
1. Removed Saturated Items
The moment you notice a wet floor, quick action is necessary. Immediately remove any rugs or furniture. Leaving them in place will result in more moisture being absorbed in the floor, as well as increase the chances of mold or mildew growth.
2. Soak Up the Water
Use whatever you have on hand to soak up as much water as possible. The longer standing water remains, the more chances your floor will be damaged. It is important to consider the type of water. If there is any potential for contaminants, extra safety precautions should be taken.
3. Clean the Floor
Any debris or dirt left in the pores of wood flooring can store bacteria. Disinfecting the entire surface can help eradicate that potential problem.
4. Dry It Out
After a pipe burst, open windows and fans can become your best friend. Increased airflow is essential for wood to dry out.
5. Perform a Moisture Test
Testing meters are available that display moisture levels. Depending on the extent of the damage and humidity levels, it could take weeks for the floor to completely dry.
6. Get Professional Help
Anytime your business faces excess water, it is worth contacting a water and mold damage expert. Along with ensuring your wood floors are properly cleaned and dried, they will be able to locate any hidden water damage they may have made its way in the walls or under the floor.
While a pipe burst is a massive hassle, taking quick action is imperative to avoid long-term damage.
How To Remove Mold From Air Conditioner Ducts
Get your air ducts checked by a professional
How To Remove Mold From Air Conditioner Ducts
Have you ever walked into your building and noticed a musky odor with no obvious source? If so, you could have black mold spreading throughout your air ducts. Mold in ventilation systems is a common problem, especially in high humidity areas, but it can happen anywhere. The sooner you can remedy the situation, the less time the spores have to travel and multiply. As a business owner in Troup, TX, there are some steps you can take to rid your building of a mold problem.
1. Check the Air Ducts
Because someone will need to evaluate the inside of your system, it is best to call an expert. Professionals have special tools they can use to assess the area and find where the musky odor is coming from. If mold is found, a trained technician can determine which type of mold it is and can provide you with a plan to get rid of it.
2. Evaluate the Insulation
In some cases, black mold may spread beyond the airways and into the insulation. If mold is found, the infested materials will need to be removed and replaced.
3. Clean the System
Achieving clean ducts will require the use of proper disinfectants or cleaning agents. Both the mold and spores must be destroyed or they could take hold of your building a second time.
4. Identify the Source
The best way to ensure that the mold does not come back is to identify the original source. While the ventilation system may have mold, it could have migrated from another place inside your building. Check your bathrooms, kitchen areas, laundry rooms, and ceilings for any unexpected moisture problems.
Finding black mold can be worrying for any business owner. However, a professional mold remediation company can quickly return your business to its pre-mold condition. Remediation experts are trained to remove mold and find the initial source so that the issue does not resurface.
5 Ways to Prepare for Flooding
Sump pump automatically work to pump water out when it rises to a certain level
Five Ways To Be Ready For Unexpected Water
Living in Arp, TX means knowing that flood water can easily rise, turning your home into a flooded building that needs extensive repairs by a water remediation and restoration partner. Although flooding from a burst pipe or flash flood can come on quickly, if your home is better prepared, the damage may be minimized. Below are five ways to be ready for unexpected water.
1. Install a Sump Pump
Sump pumps are installed in a pit in the lowest part of the home, such as the basement or crawlspace, and are designed to prevent water from entering the home. They automatically work to pump water out when it rises to a certain level.
2. Raise Electric Components
Along with water damage, flooding also creates potential fire hazard situations. It is recommended that wiring, outlets, sockets and other electrical components be at least 12 inches above the structure’s projected flood elevation. A licensed electrician can raise them to meet those requirements.
3. Waterproof Basements
An easy way to keep basements dry is to regularly maintain outside the home. Along with keep gutters and drains free of debris, verifying the property slopes, and properly diverts water can keep water flowing away from the home.
4. Keep Supplies On-hand
Flood water can come on fast and rapidly rise. If you know you have foundation issues or haven’t cleaned the gutters yet, keeping supplies, such as sandbags and tarps, on-hand can minimize the amount of water entering the home.
5. Maintain a Checklist
Even if you are prepared, sometimes Mother Nature doesn’t care. When that happens, it is important that everyone in the home knows what to do and precautions are taken to minimize damage. The checklist should be easily accessible and include items such as disconnecting appliances and turning off the main power, gas line, and water supply.
Dealing with flood water can be a time-consuming mess. While total prevention may not be possible, being prepared can minimize damage.
The Relationship Between Fire Damage and Water Damage
Commercial fire damage in Flint, TX
You've probably heard the saying, "Where's the smoke, there's fire." In the case of an office building fire, you could say, "Where's the fire, there's water." Experiencing a fire can be a scary event. Even small blazes can cause extensive fire damage. Thankfully, fire crews have the skills and equipment to extinguish the flame. However, this can introduce a new set of problems.
How Fires Start
If there is fire damage in your office, there are a few likely culprits for the incident. Office fires commonly start in the following ways:
- Electrical system problems
- Improper disposal of flammable materials
- People smoking cigarettes on the premises
A fire can rage through your office quickly and destroy building materials, furniture, documents, and electronics. The smoke damage can be just as harmful. Smoke leaves soot and ash on the floor, equipment, and other surfaces. You'll need to hire a professional disaster mitigation company to handle the cleanup and restoration efforts. The pros will tear out ruined building materials and other items. Technicians can salvage some equipment and supplies.
Water: A Help and a Hindrance
You'll be grateful for firefighters in Flint, TX, and the water they use to put out the fire. These responders put out a lot of water from each fire hose. This method can be effective at eliminating the fire, but it also can cause further damage to your building. The water left behind can destroy computers, printers, carpet, and documents. If you don't clean up the water quickly, mold can start to grow.
A Professional Touch
The good news is professional cleanup technicians are experienced and skilled in removing any standing water. The company will mitigate the water damage in your office while cleaning up after the fire as well.
Along with fire damage, water can cause problems after a fire in your office. Be aware of the possible consequences and enlist the help of a water removal team.